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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Curious what your home is worth?

Rick Salerno

Rick Salerno

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


My Goals, Your Results

Stress-Free Process: I’m committed to making your mortgage experience as easy and stress-free as possible. You’re not just a number; you matter.

Unbeatable Combination: Expect the best in rates, cost, experience, and execution.

Customized Solutions: No “one size fits all” here; every solution is tailored for you.

Transparency and Communication: 100% clarity in every step, so you fully understand the "why."

Exceptional Service: I aim to be the best loan officer you’ll ever work with. If I exceed your expectations, I’d love for you to share your experience with friends and family.

I’m empowering consumers with what they've always wanted—direct access to personalized pricing, automated alerts, and a simple online application process enhanced by AI (if you choose). There’s nothing more fulfilling than helping clients achieve remarkable transformations; it drives my passion for this work.

Let’s face it—no one gets excited about getting a mortgage. It can feel personal, invasive, stressful, and even a bit daunting. I’m here to change that.

I’ve been in the mortgage industry since 1999, and my focus has always been on providing outstanding customer service by truly understanding my clients' needs to help them find the best mortgage solutions. I work with a wide range of clients, from first-time homebuyers to investors and homebuilders, always prioritizing their best interests.

Throughout my career, I’ve earned recognition, including a nomination for the Shared Success Excellence Award and multiple President’s Club Awards for mortgage production. I’ve also had the privilege of managing a team of loan originators and building a strong reputation within the real estate community.

I’m a cum laude graduate of Florida State University, where I earned degrees in Criminal Justice and Business Administration. I was also honored to receive an athletic scholarship, which further shaped my dedication and work ethic.

Outside of work, I enjoy weight training, sports, the beach, and spending quality time with my family. The greatest satisfaction in my career comes from seeing the joy and complete satisfaction of my clients when they close on their homes.


Let’s Zoom or meet in person to get started!







Phone: (954) 993-4500

NMLS#: 1056663

License: FL

Spoken Language: English, Spanish

My reviews on Google

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 238 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

238+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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